"Bringing Value Back To Mobile Home Loans"
 

                                          

Each Mobile home purchase loan and manufactured refinance loan is a separate unique situation. Guidelines are simply just "guidelines" Call us to explain your unique situation and we'll attempt to fit the loan around you. ValueLoans.com has knowlegable staff who are experts at mobile home financing, manufactured home refinancing, new manufactured home sales & land or park construction loans for manufactured homes.

Program Guidelines for land home(own the land) manufactured home home purchase & Refinance loans

  • Post 1976 mobile homes qualify under fannie mae manufactured housing guidelines.(see MobileHomeLoan.biz rate sheet)
  • Pre-1976 mobile home loans qualify under MobileHomeLoan.biz private financing guidelines.
  • 1960 & newer homes.
  • minimum 500 credit bureau score
  • Bankruptcy & Collections...ok
  • Post 1976 unlimited cash out up to 65% loan to value(LTV)
  • Post 1976 up to 75% LTV max cash not to exceed $50k; unlimited debt consolidation allowed with the $50K.
  • Post 1976 to 80% LTV max cash not to exceed $40K; no debt consolidation.
  • 1970 to 1976 cash out refi not to exceed 80% LTV; Cash not to exceed $40k, no debt consolidation/Minimum bureau score of 630
  • Private Money: 1960 to present; max LTV not to exceed 75%; minimum bureau score of 500 fico. (outside of California there are minimum loan sizes).
  • In some case we can withhold funds in escrow to but on a permanent foundation.
  • Wholesale broker programs available(see ValueLoans.com wholesale matrix)
  • Purchase program minimum 5% down with 620 fico; 10-15% down with 595-620 fico score; 595 to 500 fico needs 25% to 30% down payment. Below 500 fico needs 40 to 50% down payment.

                                             
            

Mobile Home Loan Automated Quote Form

Our manufactured & mobile home loans automated quote form allows you to shop us from the comfort of your own home without speaking to an office loan coordinator or account executive yet still receive a best estimate of our rate, term and/or availability based on your unique situation. Please provide as much information as possible. Thank You for making ValueLoans.com #1.

Your Name:
Year Of Mobile Home and Whether it is a Single, Double or TripleWide?
Rate Your Credit? Poor (Lower Than 599), Fair(600-660), Good(661-699), or Excellent, (700 & Above).
Is the Home on Land, In a Park, Private Property, Leased Land, in a Coop Community or Other?
Is This a Purchase, Refinance For A Lower Interest Rate Or Cash Out / Debt Consolidation Refinance Loan?
Income Per Month And The Source: W2,s, Retirement or Self-Employed
State:
Amount You Would Like To Borrow And Value of The Home? For New Purchase Loans Include % down
Phone:
Email Address:
Getting To Know You Section:Please include anything that may help us to give an accurate quote,Including Previous BK, Additional Income, Current Lender, current rate, goals or anything unique to Your Situation.

               VALUELOANS.COM
                           Bringing Value Back To Manufactured Lending!
        877-VALUE69 / 310-534-2041
                          
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                                       Or visit our parent and sister companies

                LoanJunction.com            MobileHomeLoan.biz        USAParkLoans.com
                   The Manufactured Lending            Where Mobile Home Loans are       Focusing On America's In Park
                     Pioneer Who Began It All.                       Our Only Business!              Manufactured Home Financing!

                      I-MobileHomeLoans.com                 GreatMobileHomeLoans.com
                   The internet one stop shop for all that                   The Name Says It All. Nothing But Great
                         is Manufactured Finance & Refinance.                    Manufactured Home Loans Nationwide.

           BadCreditJunction.com      EZMobileHomeLoan.com     NewHomeJunction.com
            Offering 2nd chance mobile home        America's easiest mobile home     Providing new manufactured factory
            loans to troubled credit borrowers                  loans...guaranteed!                 homes and realtor listing services. 

                                  E-MobileHome.com                      Chattelloan.com
                           When it comes to mobile homes and                   Offering low rate & low fee                         
                                    mobile home loans we won't be beat.                 loans on moveable property.
              
                          QuickMobileHomeLoans.com                FastMobileHomeLoans.com
                     Quick is the way we process our chattel loans.             Close your in park loan in as little as 7 days
                         Ask about our on time loan guarantee.                          upon receipt of all your paperwork.