Bringing Value Back To Mobile Home Loans

Land/Home Loan Programs

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Manufactured Home Purchase Loan Highlights


A, B, C & D Credit Files accepted

Manufactured Loan Best Rate Guarantee

5% down purchase program(good & fair credit)

30% down payment bad credit program

No Maximum Loan Amount

No Cash Reserves Required

Gift Down Payment Allowed

Loan Terms up to 30 years

No Private Mortgage Insurance(PMI)

Debt to Income Ratio up to 50%

Secure Fixed Rate Programs Only

Approvals In 1 to 2 days

Closings In As Little As 14 Days

Seller Assist Allowed (CA, OR, WA)

Stated Income Allowed (2 years Taxes)

Pre Hud Financing Available

Single wide Financing Available

Online billing & impound setup available


Manufactured Home Refinance Loan Highlights


Secure Fixed Rate Programs Only

80% LTV cash out program

75% LTV cash out bank statement program

Stated Income in some areas

Term to 30 years

A, B, C, & D credit files accepted

Best Rate Guarantee

Single wide Financing Available

Pre-Hud (pre 1976) financing available

No maximum loan amount

Approvals In 30 Minutes

Closings In As Little As 14 Days

5 Years No Cost Refinance

You may qualify for FHA-insured financing for either mobile homes or factory built houses. FHA loans for mobile homes located in mobile home parks are separate from the FHA loans for people who own the land where the mobile home would be located. FHA loan guidelines also permit a retailer to make modifications to a manufactured or mobile home, as long as alterations comply with HUD code. According to FHA loan guidelines, the definition of "alteration" is the replacement, modification, addition or removal of any equipment or installation before the sale to the homebuyer.