"Bringing Value Back To Mobile Home Loans"
 
In Park Manufactured & Mobile Home Loans
                                          In Park Mobile Home Loans

       (Chattel Loans, In Park, Coop, Leased Land, Private Land & 55+ Communities)

                        Refinance Programs:

Platinum Program

Built June 13, 1976 or newer
Fico score 700+ 
Unlimited cash to 65% LTV
25K cash out to 80% LTV
Debt consolidation allowed
Rate improve for 10 and 15 year terms

Gold Program

Built June 13, 1976 or newer
Fico scores 640-700 -
50K cash to 65% LTV $7500 cash to 80% LTV
Terms to 25 years
In some cases debt consolidation allowed
Free & Clear cash out to 50K

Preferred Program

Built June 13, 1976 or newer
Fico scores 620-640 -
$7500 cash out to 80% LTV
Terms to 20 years
Home improvement bills only
Free & Clear cash out to 50K

Standard Program

Built June 13, 1976 or newer
Fico scores 600-620 -
$7500 cash to 75% LTV
Terms to 15 years
No debt consolidation
Free & Clear cash out to 35K

Sub Prime

Built 1960 or newer(CA only)
Fico scores 599 or less -
Loans to 65% LTV unlimited cash
Terms to 20 years
Private Money chattel rates apply
No prepay penalties

Older Homes

Built 1965 – June 12, 1976
Fico Scores 640+ 
Cash to 65% LTV / max housing ratio 38%
Terms to 20 years
Debt consolidation allowed
Strong park community

                                                      Purchase Programs:

Platinum Program

Built June 13, 1976 or newer
Fico score 700+ -
Min 5% down
Terms to 30 years
Fully Amortized loans only
No prepay penalties

Gold Program

Built June 13, 1976 or newer
Fico scores 670-700 -
Min 10% down
Terms to 20 years
Fully Amortized loans only
No prepay penalties

Preferred Program

Built June 13, 1976 or newer
Fico scores 640-670 -
Min 10-20% down
Terms to 20 years
Fully Amortized loans only
No prepay penalties

Standard Program

Built June 13, 1976 or newer
Fico scores 600-640 -
Min down 20-40%
Terms to 20 years
Fully Amortized loans only
No prepay penalties

Sub Prime

Built 1960 or newer
Fico scores 599 or less -
Min down 30-50% to be considered
Terms to 20 years
Fully Amortized loans only
No prepay penalties

Older Homes

Built 1970 – June 12, 1976
Fico Scores 650+ -
Min 15% down
Terms to 15 years
Fully Amortized loans only
No prepay penalties

We also have Buy for Loans (Non owner occupied), Co sign loans, Second home loans with a min of 20% down with good credit.

Homes built prior to 1970 may be considered if:
Multi section
Min fico score 640 -
Min 20% down payment
Preferred communities (5 star)

                * In the State of California, there may be out of pocket fees for the appraisal.

                     Park Mobile Home Loans

                          Refinance Rates:

                        7.49% - 10 Year Term

                        7.99% - 15 Year Term

                        8.49% - 20 Year Term

                        8.99% - 25 Year Term

                        9.49% - 30 Year Term

 

                     New & Used Mobile Home

                           Purchase Rates:

                       7.99%-With 20% Down

                       8.24%-With 15% Down

                       8.79%-With 10% Down

                       9.24%- With 5% Down

                                           
                         We Specialize In All In Park Mobile Home Loans Throughout The United States.  

  • Do You Need Money Fast?
  • Maybe You Would Like To Consolidate Those High Rate Credit Cards?
  • Perhaps You Just Need A Lower Interest Rate & Lower Monthly Payment? 
  • Are you Fed up With the Big Banking Neglect of Mobile & Manufactured HomeOwners?
  • Maybe Your Just Tired Of Hearing Your Credit isn't Good Enough, Your Home Is Too Old Or You Don't Earn Enough Money?
  • Are You Tired of Yes, Yes, Yes Until "they" Find Out Your Home Is A Mobile Home?

Then ValueLoans is for you! We are one of a select few lenders in the United States who actually makes mobile & manufactured home loan financing & Refinancing their only lending priority.

Whether you have have great credit, good credit, fair credit or really bad credit, ValueLoans.com will move mountains for the right to service your mortgage loan. And it all begins with great customer service, low interest rates and a dedicated commitement to fast loan processing.

ValueLoans.com refinances & finances any year mobile home, any credit score, any home location, any size mobile home and any employment situation, including the long neglected self-employed, those on Social Security, or even disability.

                              Why ValueLoans.com?

ValueLoans.com prides itself on loans just for the mobile home owner, a home owner long seen by big banking as less than desirable. We are a proud AAA member of the Better Business Bureau, a member of most states manufactured housing institutes & a staunch voice for positive change  within all divisions & areas of the manufactured housing industry, including  rent control, greater financing opportunities,  no money down new home purchase programs  and bad credit 2nd chance options.

                                                  What Sets Us Apart?  

Before ValueLoans.com became the #1 source for Manufactured home owners, mobile home buyers took whatever the bank gave them & really didn't have much to say about it. There weren't many lender choices & less options for loan programs. Those days are gone for good! We are the pioneers of low rates, low closing cost manufactured home loans, no money down mobile home purchase programs, pre 1976 financing, stated income lending & bad credit mobile home refinancing.

                               Our Company Philosophies              

  • Give more than they expect then give some more!
  • It takes months maybe years to find a client and mere seconds to lose one.
  • Don't worry about what the competition is doing...worry about what we're doing.
  • Lead don't follow...the view is better there.
  • Missing the opportunity to convey that we want the business is missing the opportunity to shine.
  • Never address someones home as a trailer.
  • Low rates, low cost, great customer service & speed.
  • Perfection is our  goal; excellence will be tolerated.
Mobile Home Loan Automated Quote Form

Our manufactured & mobile home loans automated quote form allows you to shop us from the comfort of your own home without speaking to an office loan coordinator or account executive yet still receive a best estimate of our rate, term and/or availability based on your unique situation. Please provide as much information as possible. Thank You for making ValueLoans.com #1.

Your Name:
Year Of Mobile Home and Whether it is a Single, Double or TripleWide?
Rate Your Credit? Poor (Lower Than 599), Fair(600-660), Good(661-699), or Excellent, (700 & Above).
Is the Home on Land, In a Park, Private Property, Leased Land, in a Coop Community or Other?
Is This a Purchase, Refinance For A Lower Interest Rate Or Cash Out / Debt Consolidation Refinance Loan?
Income Per Month And The Source: W2,s, Retirement or Self-Employed
State:
Amount You Would Like To Borrow And Value of The Home? For New Purchase Loans Include % down
Phone:
Email Address:
Getting To Know You Section:Please include anything that may help us to give an accurate quote,Including Previous BK, Additional Income, Current Lender, current rate, goals or anything unique to Your Situation.

               VALUELOANS.COM
                           Bringing Value Back To Manufactured Lending!
        877-VALUE69 / 310-534-2041
                          
                                                  RETURN TO HOME PAGE

                                       Or visit our parent and sister companies

                LoanJunction.com            MobileHomeLoan.biz        USAParkLoans.com
                   The Manufactured Lending            Where Mobile Home Loans are       Focusing On America's In Park
                     Pioneer Who Began It All.                       Our Only Business!              Manufactured Home Financing!

                      I-MobileHomeLoans.com                 GreatMobileHomeLoans.com
                   The internet one stop shop for all that                   The Name Says It All. Nothing But Great
                         is Manufactured Finance & Refinance.                    Manufactured Home Loans Nationwide.

           BadCreditJunction.com      EZMobileHomeLoan.com     NewHomeJunction.com
            Offering 2nd chance mobile home        America's easiest mobile home     Providing new manufactured factory
            loans to troubled credit borrowers                  loans...guaranteed!                 homes and realtor listing services. 

                                  E-MobileHome.com                      Chattelloan.com
                           When it comes to mobile homes and                   Offering low rate & low fee                         
                                    mobile home loans we won't be beat.                 loans on moveable property.
              
                          QuickMobileHomeLoans.com                FastMobileHomeLoans.com
                     Quick is the way we process our chattel loans.             Close your in park loan in as little as 7 days
                         Ask about our on time loan guarantee.                          upon receipt of all your paperwork.